Rezultati pretrage

Previous studies found inconsistent results for insurance-growth nexus. The aim of this study is to examine the relationships between life and non-life insurance with economic growth. The study applies pooled mean group method to examine long-term and short-term insurance-growth nexus over the period of 1980 to 2015. The findings of the study show that there exists a positive and significant relationship between life insurance and economic growth in the long-term and short-term for all selected countries, except when insurance penetrati...

Hrčak ID: 254408

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eng EFFICIENCY OF INSURANCE COMPANIES IN CROATIA

Učkar, Dean; Petrović, Danijel

Ekonomska misao i praksa Vol. 31, No. 1, 2022

Insurance companies have an important role in the stability and growth of the financial market and the economy as a whole. Therefore, it is crucial that insurance companies operate efficiently. Due to financial consolidation that overtook the Croatian financial market, the number of insurance companies dicreased from 24 in 2015, at the start of the observed period, to 15 in 2020. Following the financial consolidation, a number of large insurance companies that dominate the Croatian insurance market was set up. The main goal of this paper is to...

Hrčak ID: 278686

PDF (Engleski, 940 KB)

eng Basic Principles of Financial Planning in Ex-ante Deposit Insurance Schemes

Ognjenović, Đurđica

Financial theory and practice Vol. 30, No. 4, 2006

The paper explores main principles of financial planning in ex-ante deposit insurance schemes from a theoretical perspective and in terms of the EU Directive on deposit- guarantee schemes. Further on, the paper assesses how these principles and standards are used in financial planning in deposit insurance schemes around the world for annual budgeting, strategic planning and optimalization of available financial resources. After reviewing available references and different practices, the conclusion is that there are no clear internationally acce...

Hrčak ID: 10519

PDF (Engleski, 87 KB)

eng DEVELOPMENT AND COMPETITIVENESS ASPECTS OF INSURANCE MARKETS OF FORMER YUGOSLAVIA: THE EMPHASIS ON MONTENEGRIN INSURANCE MARKET

Njegomir, Vladimir; Marović, Boris; Purić, Radenko

Ekonomska misao i praksa Vol. 23, No. 1, 2014

Insurance is a key form of risk financing that is in close interdependence with the economic development. The development of insurance that accompanied economic development and changes in the social system, in the countries of the region, had certain common characteristics because of the shared history but also there are differences in the economic development that have led to a different level of competitiveness and the overall development of the insurance market. The focus of this paper is the development of insurance in Montenegro, the analy...

Hrčak ID: 123493

PDF (Engleski, 752 KB)

hrv Dopunsko zdravstveno osiguranje i mogući scenariji njegova razvitka u Republici Hrvatskoj

eng Complementary Health Insurance and Possible Scenarios for Its Development in the Republic of Croatia

Gotovac, Viktor

Zbornik Pravnog fakulteta u Zagrebu Vol. 73, No. 1, 2023

Dopunsko zdravstveno osiguranje jedno je od tri dobrovoljna zdravstvena osiguranja uređena Zakonom o dobrovoljnom zdravstvenom osiguranju. Riječ je o osiguranju kojim se osigurava pokriće troškova zdravstvene zaštite iz obveznoga zdravstvenog osiguranja u dijelu u kojem su osigurane osobe obvezne sudjelovati u troškovima zdravstvene zaštite, odnosno u cijeni lijeka. Ovo je osiguranje uvedeno Zakonom o zdravstvenom osiguranju 1993. godine koncepcijski obuhvaćajući današnja dopunska i dodatna dobrovoljna zdravstvena osiguranja te se u razdoblju o...

Hrčak ID: 300870

PDF (Hrvatski, 256 KB)

hrv Harmonizacija prava osiguranja u Europskoj uniji s osvrtom na ugovorno pravo osiguranja

eng Harmonization of insurance law in the European Union with particular reference to insurance contract law

ger Harmonisierung des Versicherungsrechts in der Europäischen Union mit Blick auf das Versicherungsvertragsrecht

Belanić, Loris

Zbornik Pravnog fakulteta u Zagrebu Vol. 60, No. 6, 2010

U radu autor ponajprije daje pregled uspostave unutarnjeg tržišta osiguranja u Europskoj uniji, s opisom najvažnijih smjernica tzv. acquisa prava osiguranja, a s ciljem da se prikaže stupanj harmonizacije prava osiguranja na razini Europske unije. S obzirom na to da se postojećim acquisom uređuju javnopravna pitanja u cilju uklanjanja zapreka u funkcioniranju unutarnjeg tržišta osiguranja EU-a (osnivanje poduzeća, nadzor nad osigurateljem, pričuve, liberalizacija uvjeta i tarifa osiguranja radi postizanja maksimalne konkurencije među osiguratel...

Hrčak ID: 62996

PDF (Hrvatski, 378 KB)

hrv Osiguranje depozita –uređenje de lege lata i perspektive

eng Deposit insurance - regulation de lege lata and prospects

Markovinović, Hrvoje

Zbornik Pravnog fakulteta u Zagrebu Vol. 61, No. 2, 2011

U radu se raspravlja o osiguranju depozita u hrvatskom pravnom sustavu. Prikazuju se temeljna obilježja hrvatskog sustava osiguranja depozita te se ukazuje na promjene koje su uslijedile zbog pristupanja Europskoj uniji, ali i zbog gospodarske krize. Također, analiziraju se i najnovije promjene koje se u pogledu osiguranja depozita najavljuju na razini Europske unije; ukazuje se na utjecaj koji bi takve promjene imale na uređenje osiguranja depozita u hrvatskom pravnom sustavu.

Hrčak ID: 67141

PDF (Hrvatski, 452 KB)

eng Non-life insurance price dynamics: evidence from the Chinese insurance market

Tian, Ling; Jiang, Shi-Jie; Pan, Guochen; Zhang, Ning

Economic research - Ekonomska istraživanja Vol. 31., No. 1, 2018

Non-life insurance prices may fluctuate due to economic and/or institutional factors; occasionally, the changes are cyclical. While the majority of previous studies relating to insurance price dynamics adopt data from developed economies, this paper uses data from China to provide new evidence. This study tests the long-term and short-term effects of real gross domestic product (GDP), interest rate and rate of stock market return on the prices of different lines of non-life insurance, i.e., property-liability insurance and personal acci...

Hrčak ID: 200661

PDF (Engleski, 1333 KB)

eng THE SIGNIFICANCE AND PERSPECTIVES OF THE EXPORT CREDIT INSURANCE

Majtanova, Anna

Ekonomska misao i praksa Vol. 10, No. 1, 2001

The high growth rate of the world trade is unavoidably connected with the problem of financing the great bulk of business transactions. Many of them are influenced by a wide range of risky factors, that may finally influence the success of the business. In consequence of higher riskiness of the foreign trade transactions, there is a greater necessity to provide their financing against relevant risks. The export credit insurance is one possibility of ensuring the return on credit sources. The level of utilisation of this sort of insurance depend...

Hrčak ID: 222664

PDF (Engleski, 8364 KB)

eng THE DRIVERS OF VOLUNTARY PRIVATE HEALTH INSURANCE DEMAND IN EUROPEAN COUNTRIES

Ćurak, Marijana; Kovač, Dujam; Poposki, Klime

Ekonomska misao i praksa Vol. 30, No. 2, 2021

During the pandemic, health care services have gained in importance. One of the ways used to finance these services is through voluntary private health insurance. Existing studies on the demand for voluntary private health insurance are based predominantly on the micro-economic level. Therefore, the aim of this paper is to analyse the factors of demand at the macro-economic level. The analysis covers economic and demographic factors, the quality of the public health care system, risk aversion and the status of the population’s health. The empir...

Hrčak ID: 267136

PDF (Engleski, 523 KB)

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