hrcak mascot   Srce   HID

Izvorni znanstveni članak
https://doi.org/10.3326/fintp.37.1.1

Determinants of banks’ net interest margins in Central and Eastern Europe

Mirna Dumičić ; Croatian National Bank, Zagreb, Croatia
Tomislav Rizdak ; Croatian National Bank, Zagreb, Croatia

Puni tekst: engleski, pdf (2 MB) str. 1-30 preuzimanja: 2.392* citiraj
APA 6th Edition
Dumičić, M. i Rizdak, T. (2013). Determinants of banks’ net interest margins in Central and Eastern Europe. Financial theory and practice, 37 (1), 1-30. https://doi.org/10.3326/fintp.37.1.1
MLA 8th Edition
Dumičić, Mirna i Tomislav Rizdak. "Determinants of banks’ net interest margins in Central and Eastern Europe." Financial theory and practice, vol. 37, br. 1, 2013, str. 1-30. https://doi.org/10.3326/fintp.37.1.1. Citirano 18.11.2019.
Chicago 17th Edition
Dumičić, Mirna i Tomislav Rizdak. "Determinants of banks’ net interest margins in Central and Eastern Europe." Financial theory and practice 37, br. 1 (2013): 1-30. https://doi.org/10.3326/fintp.37.1.1
Harvard
Dumičić, M., i Rizdak, T. (2013). 'Determinants of banks’ net interest margins in Central and Eastern Europe', Financial theory and practice, 37(1), str. 1-30. https://doi.org/10.3326/fintp.37.1.1
Vancouver
Dumičić M, Rizdak T. Determinants of banks’ net interest margins in Central and Eastern Europe. Financial theory and practice [Internet]. 2013 [pristupljeno 18.11.2019.];37(1):1-30. https://doi.org/10.3326/fintp.37.1.1
IEEE
M. Dumičić i T. Rizdak, "Determinants of banks’ net interest margins in Central and Eastern Europe", Financial theory and practice, vol.37, br. 1, str. 1-30, 2013. [Online]. https://doi.org/10.3326/fintp.37.1.1

Sažetak
This research analyzes the main determinants of the net interest margin of banks operating in Central and Eastern European (CEE) countries in the period from 1999 to 2010. The results reveal several main drivers of net interest margins in the CEE. Prior to 2008 the net interest margins declined primarily due to strong capital inflows and stable macroeconomic environment. In the crisis period, significant rise in government debt accompanied by the increase in macroeconomic risks and abating capital inflows were pushing margins up while other factors such as low credit demand, higher capitalization and significantly increased share of non-performing loans pressured banks’ margins down. The results also confirm the important contribution of higher efficiency to lowering banks’ margins.

Ključne riječi
net interest margin; CEE

Hrčak ID: 97824

URI
https://hrcak.srce.hr/97824

Posjeta: 2.702 *