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SOCIO DEMOGRAPHIC DETERMINANTS OF FINANCIAL LITERACY OF THE CITIZENS OF THE REPUBLIC OF CROATIA

Ivana Bujan
Ljerka Cerović
Nikolin Dukić Samaržija


Puni tekst: engleski pdf 7.130 Kb

str. 206-226

preuzimanja: 1.011

citiraj


Sažetak

Scientific purpose of this paper is empirical assessment of financial literacy (FL) of individuals by examining relationship between FL and sociodemographic characteristics of the Croatian citizens. Research results could serve as a basis for development and improvement of personal finance strategies and national financial policy measures with special attention put on education. Empirical model has been tested by using binary logistic regression; four fundamental survey questions have been defined, set as dependent variables while six socio-demographic characteristics of respondents have been set as independent variables. Research results show that age, level of education and income levels statistically significantly influence FL.

Ključne riječi

financial literacy; personal finance; socio-demographic characteristics; financial literacy strategy; logistic binary regression

Hrčak ID:

162253

URI

https://hrcak.srce.hr/162253

Datum izdavanja:

20.7.2016.

Podaci na drugim jezicima: hrvatski

Posjeta: 2.290 *