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A QUALITATIVE EXPLORATION OF EUROIZATION AND ITS RISKS AT BANK LEVEL

Albulena Xhelili ; Faculty of Economics, University of Prishtina, Republic of Kosovo
Iraj Hashi ; Staffordshire University United Kingdom
Valentin Toçi ; Faculty of Economics, University of Prishtina, Republic of Kosovo

Puni tekst: engleski, pdf (533 KB) str. 397-420 preuzimanja: 373* citiraj
APA 6th Edition
Xhelili, A., Hashi, I. i Toçi, V. (2016). A QUALITATIVE EXPLORATION OF EUROIZATION AND ITS RISKS AT BANK LEVEL. Ekonomska misao i praksa, (2), 397-420. Preuzeto s https://hrcak.srce.hr/171470
MLA 8th Edition
Xhelili, Albulena, et al. "A QUALITATIVE EXPLORATION OF EUROIZATION AND ITS RISKS AT BANK LEVEL." Ekonomska misao i praksa, vol. , br. 2, 2016, str. 397-420. https://hrcak.srce.hr/171470. Citirano 09.05.2021.
Chicago 17th Edition
Xhelili, Albulena, Iraj Hashi i Valentin Toçi. "A QUALITATIVE EXPLORATION OF EUROIZATION AND ITS RISKS AT BANK LEVEL." Ekonomska misao i praksa , br. 2 (2016): 397-420. https://hrcak.srce.hr/171470
Harvard
Xhelili, A., Hashi, I., i Toçi, V. (2016). 'A QUALITATIVE EXPLORATION OF EUROIZATION AND ITS RISKS AT BANK LEVEL', Ekonomska misao i praksa, (2), str. 397-420. Preuzeto s: https://hrcak.srce.hr/171470 (Datum pristupa: 09.05.2021.)
Vancouver
Xhelili A, Hashi I, Toçi V. A QUALITATIVE EXPLORATION OF EUROIZATION AND ITS RISKS AT BANK LEVEL. Ekonomska misao i praksa [Internet]. 2016 [pristupljeno 09.05.2021.];(2):397-420. Dostupno na: https://hrcak.srce.hr/171470
IEEE
A. Xhelili, I. Hashi i V. Toçi, "A QUALITATIVE EXPLORATION OF EUROIZATION AND ITS RISKS AT BANK LEVEL", Ekonomska misao i praksa, vol., br. 2, str. 397-420, 2016. [Online]. Dostupno na: https://hrcak.srce.hr/171470. [Citirano: 09.05.2021.]

Sažetak
Euroization, which is widely considered a defining characteristic of the banking system in transition economies, has been ignored in the qualitative research literature. This paper aims at exploring euroization and its related risks at bank level through a qualitative analysis in two South East European countries. The research was conducted through semi-structured interviews with risk managers of banks in order to gain a better understanding of this phenomenon from a bank’s perspective. The main finding is that macroprudential policy, widely considered a useful response to global financial crisis, is an important determinant of euroization. In addition, the analysis revealed that banks in these countries seem to be concerned with hedging against the risks associated with euroization; however they seem to overly rely on the natural hedging associated with one group of customers, exporters. In terms of the other drivers of euroization the findings of this analysis support the conventional view that deposit euroization and the interest rate differential were the main determinants of credit euroization in these countries.

Ključne riječi
Euroization; Banking; Transition Economies; Macroprudential Policy; Qualitative research

Hrčak ID: 171470

URI
https://hrcak.srce.hr/171470

Posjeta: 596 *