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Determinants of Loan Repayment Performance Among Women Self Help Groups in Bayelsa State, Nigeria

George M.M. Ugbomeh ; Agricultural Science Unit Department of Vocational Education, Delta State University, Abraka, Nigeria
Felix Odemero Achoja ; Department of Agricultural Economics & Extension, Delta State University, Asaba Campus. Nigeria
Victor Ideh ; Department of Agricultural Economics & Extension, Delta State University, Asaba Campus. Nigeria
Albert Ukaro Ofuoku ; Department of Agricultural Economics & Extension, Delta State University, Asaba Campus. Nigeria

Puni tekst: engleski, pdf (129 KB) str. 189-195 preuzimanja: 956* citiraj
APA 6th Edition
Ugbomeh, G.M.M., Achoja, F.O., Ideh, V. i Ofuoku, A.U. (2008). Determinants of Loan Repayment Performance Among Women Self Help Groups in Bayelsa State, Nigeria. Agriculturae Conspectus Scientificus, 73 (3), 189-195. Preuzeto s https://hrcak.srce.hr/26831
MLA 8th Edition
Ugbomeh, George M.M., et al. "Determinants of Loan Repayment Performance Among Women Self Help Groups in Bayelsa State, Nigeria." Agriculturae Conspectus Scientificus, vol. 73, br. 3, 2008, str. 189-195. https://hrcak.srce.hr/26831. Citirano 22.10.2021.
Chicago 17th Edition
Ugbomeh, George M.M., Felix Odemero Achoja, Victor Ideh i Albert Ukaro Ofuoku. "Determinants of Loan Repayment Performance Among Women Self Help Groups in Bayelsa State, Nigeria." Agriculturae Conspectus Scientificus 73, br. 3 (2008): 189-195. https://hrcak.srce.hr/26831
Harvard
Ugbomeh, G.M.M., et al. (2008). 'Determinants of Loan Repayment Performance Among Women Self Help Groups in Bayelsa State, Nigeria', Agriculturae Conspectus Scientificus, 73(3), str. 189-195. Preuzeto s: https://hrcak.srce.hr/26831 (Datum pristupa: 22.10.2021.)
Vancouver
Ugbomeh GMM, Achoja FO, Ideh V, Ofuoku AU. Determinants of Loan Repayment Performance Among Women Self Help Groups in Bayelsa State, Nigeria. Agriculturae Conspectus Scientificus [Internet]. 2008 [pristupljeno 22.10.2021.];73(3):189-195. Dostupno na: https://hrcak.srce.hr/26831
IEEE
G.M.M. Ugbomeh, F.O. Achoja, V. Ideh i A.U. Ofuoku, "Determinants of Loan Repayment Performance Among Women Self Help Groups in Bayelsa State, Nigeria", Agriculturae Conspectus Scientificus, vol.73, br. 3, str. 189-195, 2008. [Online]. Dostupno na: https://hrcak.srce.hr/26831. [Citirano: 22.10.2021.]

Sažetak
This paper investigated the determinants of loan repayment performance among women self-help groups in Bayelsa State, Nigeria. A structured questionnaire was used to gather information from one hundred and twelve (112) women farmers from eight communities within the States, using the multistage sampling technique. The study revealed that credit was available for agricultural production, processing and petty trading among women farmers. The mean amount of loan disbursed to farmers was N18,147.3 while the mean amount of N15,000 was repaid. Loan repayment percentage was determined to be 83.73% while percentage default was 17.27%. The estimated regression model indicated that women as household heads (X2), interest rate (X3) and household size (X4), negatively and significantly affected the loan repayment performance of women farmers while price stability of farm proceeds (X5) and commitment to self help groups (X6), positively and significantly affected the loan repayment of women farmers in self help groups in the area. It was therefore recommended that more self help credit/saving groups be established in the state and that financial institutions within the state should form a linkage with this groups for efficient loan scheme.

Ključne riječi
determinants; loan repayment; performance; women self-help

Hrčak ID: 26831

URI
https://hrcak.srce.hr/26831

Posjeta: 1.737 *