Prethodno priopćenje
Role of Foreign Banks in Integration of Banking Industry
Roman Šubić
Sažetak
Dynamic development of financial industry in some last ten years that, considering the kind of financial agents, remained bank-oriented represents a suficient reason to investigate the causes that brought to the
present structure of banking system. After having presented theoretical bases of the integration forms and
banks connection, the paper analyzes the influence of foreign banks on the development of Croatian bank
system. Thus, beside the knowledge of quantitative changes in the banking system, the paper researched
the motivations of the banks regarding integration that, among other things, brought to creating the effects of scale and scope economies. However, the concentrations among banks can lead to creation of negative externalities that later become potential dangers for the banking. Pre-cognitions on development of banking
system are used to create projection of future banking development while the data basis of the countries from the region enabled the comparative analysis of banks integration in these countries. The conclusion is that the foreign banks have been the largest promoters of bank integration in the Republic of Croatia contributing also to qualitative development of banking market and to deepening of financial market spectrum.
Ključne riječi
Integration; mergers and acquisitions (M&A); concentration; banking system
Hrčak ID:
47930
URI
Datum izdavanja:
10.12.2009.
Posjeta: 5.598 *