Pavić Kramarić, Tomislava, and Marko Miletic. “WHAT ARE THE FACTORS THAT DETERMINE RISK-ADJUSTED RETURNS OF CROATIAN LIFE INSURERS?”. Ekonomski vjesnik/Econviews - Review of Contemporary Business, Entrepreneurship and Economic Issues 36, no. 1 (June 19, 2023): 203–212. Accessed July 17, 2024. https://hrcak.srce.hr/ojs/index.php/ekonomski-vjesnik/article/view/22751.