Beqaj, Besim, and Granit Baca. “CONSUMER EVALUATIONS OF E-SERVICES: A PERCEIVED RISK PERCEPTION IN FINANCIAL INSTITUTIONS”. Ekonomski vjesnik/Econviews - Review of Contemporary Business, Entrepreneurship and Economic Issues 35, no. 1 (June 10, 2022): 113–123. Accessed November 28, 2022. https://hrcak.srce.hr/ojs/index.php/ekonomski-vjesnik/article/view/20562.