Palić, Mirko, Zoran Najdanović, and Natalia Tutek. 2024. “Implications Between Financial Literacy and Credit Card Use Among Retirees in Bosnia and Herzegovina”. ENTRENOVA - ENTerprise REsearch InNOVAtion 10 (1):96-104. https://doi.org/10.54820/entrenova-2024-0010.