Horvat, Eva, and Mladen Latković. “Long-Term Cash Flows of Mandatory and Voluntary Pension Funds in Croatia and Their Impact on Asset Allocation”. Public Sector Economics - submission site 45, no. 2 (June 7, 2021): 229–255. Accessed January 5, 2025. https://hrcak.srce.hr/ojs/index.php/pse/article/view/12354.