Izvorni znanstveni članak
https://doi.org/10.55539/jesd.9.1.2.
Comparative analysis of non-performing loans affecting factors in the Baltic States
Aivars Spilbergs
orcid.org/0000-0003-2537-8053
; School of Business and Finance, K.Valdemara str.161, Riga, Latvia
Sažetak
The deterioration of the economic situation during Covid-19 has raised the issue of the quality of banks' assets
and in particular the growth of non-performing loans (NPL). This is a topical issue not only for banks that, in
this context, incur additional costs for allowances and capital requirements but also for society as a whole, as
credit availability is likely to be reduced. The Baltic States experienced a particularly severe financial crisis
in 2008-2009, resulting in a rapid increase in NPLs. This study analyses the factors affecting NPLs in the
Baltic States, using information available from WB, Eurostat, and econometrical modeling methods. The
results of the study allow conclusions to be drawn on the necessary actions to mitigate credit risk.
Ključne riječi
non-performing loans, influencing factors, comparative analysis.
Hrčak ID:
275099
URI
Datum izdavanja:
31.3.2022.
Posjeta: 374 *