Professional paper
Insurance against accidents at work and occupational diseases
Viktorija Bradić
; Croatia d.d., Zagreb, Hrvatska
Abstract
According to Article 51 of the Health Insurance Law, a new class of compulsory insurance - employer's compulsory health insurance - should be used in practice. In applying this article of the Law, the employer is bound to provide sources for all medical and other care needed by the insured in the case of an accident at work or an occupational disease, The employer is obliged to reinsure that class of risk with the insurance companies that indemnify the costs of medical treatment if these costs incur as a consequence of the insured risk (accident at work or occupational disease). The Croatian Institute for Health Insurance is intermediary between various medical caro units, employers and insurance companies.
On the examples of four different cases the paper aims at demonstrating the need for quick and efficacious collection of both insurance and medical documentation, the need for professional assessment of that documentation, and the need for doser cooperation between medical experts working with insurance companies and medical supervisors working with the Croatian Institute for Health Insurance.
Keywords
costs of medical treatment; employer's compulsory health insurance; insurance and medical documentation
Hrčak ID:
145232
URI
Publication date:
16.4.1996.
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