Original scientific paper
https://doi.org/10.1080/1331677X.2016.1211953
Economic crisis, women entrepreneurs and bank loans: some empirical evidence from Italy
Francesca Maria Cesaroni
orcid.org/0000-0002-5466-0827
Annalisa Sentuti
orcid.org/0000-0002-3476-3781
Abstract
This paper presents the main findings from an empirical research
project, whose aim was to answer the following research questions: (1)
Did men and women entrepreneurs ask for new bank loans during the
crisis? (2) Did they obtain required bank loans at the same conditions?
(3) Which variables, other than gender, influence access to bank credit?
Data show that firms were very cautious in access to finance during
the crisis and female-led firms asked for bank loans more rarely than
male-led ones. Entrepreneurs’ gender, age and education, banking
history and industry only slightly affected access to credit during the
crisis.
Keywords
Female entrepreneurship; access to credit; banks loans; financing; economic crisis
Hrčak ID:
171787
URI
Publication date:
22.12.2016.
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