Pregledni rad
Some ambiguities concerning the development of electronic money
Helmi Hamdi
Sažetak
The aim of this paper is to analyse the economic efficiency of electronic money and to identify different factors hindering its growth. It is argued that electronic money might eventually make paper money obsolete. Nevertheless, prospects for the development of this monetary innovation remain uncertain due to the complexity and ambiguity of electronic money products. In particular, the paper identifies network effects and habit persistence as major factors hindering the adoption and more widespread use of electronic money.
Ključne riječi
e-money; ICT; network externalities; habit persistence
Hrčak ID:
19449
URI
Datum izdavanja:
30.9.2007.
Posjeta: 1.311 *