Pregledni rad
OPERATIONAL RISK MANAGEMENT IN BANKING WITH A FOCUS ON RISKS RELATED TO INTERNAL AND EXTERNAL FRAUD
Ksenija Hruška
; studentica, Veleučilište Baltazar, Zaprešić
*
* Dopisni autor.
Sažetak
The paper analyses operational risk management in banking, with a particular focus on risks associated with internal and external fraud. The foundations for effective operational risk management are established through the national legislative framework and the Basel II and Basel III standards. Banks face new challenges daily due to business digitalization, leading to increasingly complex threats such as various types of cyber fraud. Through secondary literature research, case studies, and regulatory analysis, the paper explores best practices in combating fraud within the banking sector and emphasizes the importance of advanced technologies and strengthened internal controls. The hypothesis that effective operational risk management can reduce fraud-related losses is confirmed.
Ključne riječi
banking sector, Basel II, Basel III, digitalization, fraud, operational risk, security measures.
Hrčak ID:
325734
URI
Datum izdavanja:
30.12.2024.
Posjeta: 10 *