Skip to the main content

Original scientific paper

The Economics of Credit Information

John-ren Chen ; University of Innsbruck, Innsbruck, Austria


Full text: english pdf 941 Kb

page 63-84

downloads: 813

cite


Abstract

The credit sale has been a widely used form of transaction. Credit sale can reduce transaction cost but induce credit risk because of default credit. To avoid credit risk a firm needs information about the payment behaviour and solvency situation of his debtor. A credit information agency is a professional supplier of credit information. In this paper an outline of economics of credit information such as market for credit information, production, its cost and welfare effects are discussed.

Keywords

credit information; credit information product; credit information market

Hrčak ID:

34395

URI

https://hrcak.srce.hr/34395

Publication date:

1.5.1999.

Visits: 1.532 *