Original scientific paper

https://doi.org/10.5552/drind.2012.1208

Insurance Models of Wood Sector Companies

Mario Koprolčec ; Insurance company “Triglav osiguranje”, Croatia
Darko Motik ; Faculty of Forestry, University Of Zagreb, Croatia
Leon Oblak ; Biotechnical Faculty, University of Ljubljana, Slovenia

Abstract

The research goals were to determine how the wood sector companies were insured and which risks were covered by insurance. The following parameters were studied: the structure of insurance, company size, technological capabilities requiring insurance coverage, and the overall security of wood sector companies with respect to property and property interests. The results have shown that the wood sector companies use the services of insurance companies but not to a suffi cient extent. It has been shown that companies that had suffered great damage have greater security for the recovery of damage. It has also been shown that insurance models should be applied since the share of insurance premium costs in the total cost structure is almost negligible and that saving on these costs is not desirable taking into consideration that it brings the necessary security to the wood sector companies. By analyzing and comparing the obtained results, insurance models that would be the most effective have been presented and elaborated.

Keywords

wood sector companies; insurance; risk; cluster analysis; models

Hrčak ID:

86981

URI

https://hrcak.srce.hr/86981

Publication date:

27.9.2012.

Article data in other languages: croatian

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