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Review article

https://doi.org/10.30925/zpfsr.39.1.12

INSURED RISK IN HEALTH INSURANCE IN LIGHT OF NEW DISCOVERIES IN THE FIELD OF GENETICS

Nada Bodiroga Vukobrat orcid id orcid.org/0000-0003-1611-4523 ; University of Rijeka Law Faculty, Rijeka, Croatia
Loris Belanić ; University of Rijeka Law Faculty, Rijeka, Croatia


Full text: croatian pdf 372 Kb

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Abstract

The paper provides an analysis of insured risk in health insurance in light of new discoveries in the field of genetics. To begin with, the authors analyse the notion and the objective of personalized medicine; furthermore, they look into the significance of personalized medicine for
risk coverage in private health insurance as well as into the issues regarding the relationship between personalized medicine and individualized insurance risk. Comparative legal analyses of information and data protection in German, British and US laws makes a special part of the paper, where positive legal solutions are thoroughly analysed and critically reviewed. The authors analyse positive legal solutions in Croatian law and give their proposals de lege ferenda because it is a sensitive area not yet regulated in the Republic of Croatia.

Keywords

insured risk; genetic information; health insurance; genetic testing data protection; predictive genetic testing; personalized medicine

Hrčak ID:

199758

URI

https://hrcak.srce.hr/199758

Publication date:

9.4.2018.

Article data in other languages: italian german croatian

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