Review article
IS THE ACT ON INSURANCE WITH INCREASED DURATION ACCEPTABLE IN THIS FORM
Lidija Loborec Rezo
; Ergonomika d.o.o., Zagreb
Abstract
The economic/political system of the period in which the institution of calculating insurance with increased duration was established, as well as activities, technologies and jobs pertaining to it reveal great discrepancies when compared to the current situation in Croatia. For this reason the adequacy of regulations issued according to this Act is brought into question.
Due to an extensive approach and a wide-ranging implementation, the institution of accelerated pension plan has caused a further lowering of the already low age limit required for regular retirement and early retirement. The range of benefits is considerably more extensive than in other countries, where early retirement is generally awarded only to select groups of employed persons (coal miners, army and police employees, engine-drivers, etc.).
The forthcoming accession of Croatia to the European Union calls for a thorough regulation of areas dealing with health and capacity for work of the entire population which will be required to produce competitive working results within the Union. This being said, an institute which burdens the employer financially but fails to cut costs for medical treatment and rehabilitation of ill or work-incapacitated employees clearly does not fulfil its purpose. In our case, even though the workers receive their old age pension (which, calculated as a percentage of the employee’s salary, decreases by the year), they are forced to take on additional, often unsuitable jobs.
This problem calls for proposals of possible solutions to the loss of health and work capacity in particularly toilsome and nocuous workplaces, where the use of common and special safety measures cannot prevent this loss.
Keywords
insurance with increased duration; lowering age limit; particularly toilsome and nocuous working conditions; workplaces; occupations; occupational risk; policy holders – invalids; pension reform
Hrčak ID:
35278
URI
Publication date:
7.4.2009.
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