Professional paper

INSURANCE OF INDIVIDUALS ON CONSTRUCTION SITES

Ksenija Klasić orcid.org/0000-0001-9571-0360 ; K & K posredovanje u osiguranju d.o.o., III. bijenički odvojak 18, 10000 Zagreb, Hrvatska
Marija Janžetić ; AB Gradnja, Dr. V. Mačeka 26a, 47000 Karlovac, Hrvatska

Abstract

Insurance of property and persons on construction sites is extremely important for builders and their workers because they are compensated for the financial loss caused by a particular damage. Generally, there are three types of insurance obtained by employers: insurance against accidents, insurance against liability to third parties and employers, and insurance of structures undergoing construction or assemblage (in civil engineering). As these insurances are not compulsory, frequently neither the persons nor the property on a construction site have insurance, which often results in compensation lawsuits. Different personal injuries sustained not only by employees but also by other parties on the construction site pose a particularly delicate problem. Therefore, it is necessary to get acquainted with available insurance policies in more detail so that each employer can evaluate the adequacy of the policy on offer.

Keywords

insurance; workplace injuries; safety measures at work; construction sites

Hrčak ID:

50306

URI

https://hrcak.srce.hr/50306

Publication date:

6.4.2010.

Article data in other languages: croatian

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