Skoči na glavni sadržaj

Privredna kretanja i ekonomska politika, Vol. 21 No. 129, 2011.

Stručni rad

Financial and Pension Literacy: International Experiences and Proposals for Croatia

Maja Vehovec

Puni tekst: hrvatski pdf 300 Kb

str. 65-85

preuzimanja: 2.310

citiraj

Puni tekst: engleski pdf 110 Kb

str. 65-85

preuzimanja: 427

citiraj

Sažetak

This paper analyzes the importance of financial and pension literacy and provides an overview of international experiences as well as recommendations for key activities to be undertaken in Croatia. Financial literacy programs are linked to financial education projects, and both types of activities were launched in developed countries less than a decade ago. Targeted pension literacy campaigns are based on demographic changes, i.e., a growing proportion of older population, and on the need to ensure adequate income in the third age. Retirement systems are becoming more and more complex, with public retirement systems that can no longer guarantee abundant pensions, while private or combined systems increasingly require an understanding of how financial markets work. The paper proposes a framework for the application of a financial and pension literacy model in Croatia.

Ključne riječi

financial literacy; pension literacy; financial education

Hrčak ID:

77695

URI

https://hrcak.srce.hr/77695

Datum izdavanja:

21.2.2012.

Podaci na drugim jezicima: hrvatski

Posjeta: 4.545 *