Stručni rad
https://doi.org/10.46672/zsl.8.9.15
Cyber-risk, a phenomenon that exists and endangers us
Ivan Rudeš
orcid.org/0009-0006-2818-5096
Ivan Pavelić
orcid.org/0009-0000-4761-4630
; Libertas međunarodno sveučilište, Zagreb, Hrvatska
Sažetak
The world in which we live today, engaged in numerous activities, is full of challenges and
threats. Before the development of modern digital and communication technologies, individuals, companies, organizations, public service providers, and others were exposed only
to physical (tangible and visible) risks. Over the past few decades, however, individuals and
companies face potentially more dangerous risks in the cyber world, requiring finding ways
to manage those risks, and taking all necessary actions to minimize them. If that proves
impossible, measures need to be taken to ensure that life and business can continue normally.
This paper demonstrates that cyber risk management is still in its early stages, leaving
many companies and individuals with insufficient knowledge or awareness of how to
manage them. Some even consider managing such risks or insuring against them as unnecessary. Experiences of certain companies and state institutions demonstrate the reality of
cyber risks and the criticality of managing them and insuring against them to maintain
stable operations, not only for themselves but also for all clients involved in the business
process. Cyber-attacks can paralyze a company and sometimes even destroy it. With this
in mind, it is necessary to safeguard against such risks and ensure accountability towards
clients who may suffer damage due to such attacks.
Ključne riječi
cyber risks; risk management; cyber risk insurance
Hrčak ID:
312492
URI
Datum izdavanja:
28.12.2023.
Posjeta: 201 *