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MANDATORY PENSION INSURANCE BASED ON GENERATIONAL SOLIDARITY

Toni Meić ; Sveučilište J. J. Strossmayera u Osijeku, Pravni fakultet Osijek *
Emina Jerković ; Sveučilište J. J. Strossmayera u Osijeku, Pravni fakultet Osijek *

* Dopisni autor.

Sažetak

The paper analyses mandatory pension insurance based on generational solidarity. It is the oldest form of insurance in the Republic of Croatia, also known as the first pillar of pension insurance. This insurance is mandatory, and every insured person must be insured in this type of insurance. This pillar of insurance provides insured persons with different rights, such as the right to different types of pensions, the right to professional rehabilitation, the right to compensation for physical damage, etc. The Republic of Croatia uses a points system for calculating the amount of the pension from the first pillar of insurance, which consists of the product of the individual's personal points, the pension factor and the current value of pensions. It is important to point out that the current value of pensions is adjusted every six months, depending on average salaries. Since its implementation until today, mandatory pension insurance based on generational solidarity has undergone numerous changes, which were necessary in order to stop the negative trends in the Croatian pension system. However, the analysis of statistical data showed that specific problems and challenges are still present, which is why new changes in the first pillar of pension insurance are necessary.

Ključne riječi

pension insurance; first pillar; mandatory insurance; intergenerational solidarity; Republic of Croatia

Hrčak ID:

333665

URI

https://hrcak.srce.hr/333665

Datum izdavanja:

14.7.2025.

Podaci na drugim jezicima: hrvatski

Posjeta: 956 *