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Review article

IMPAIRMENT OF TRADE RECEIVABLES IN TIMES OF CRISIS CAUSED BY THE COVID 19 PANDEMIC

Vinko Belak ; Sveučilište u Zagrebu, Ekonomski fakultet


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Abstract

There have been two significant changes in the value adjustment of trade receivables. The first change relates to the introduction of the concept of “expected credit losses” (ECL) of financial assets required by IFRS 9, instead of the earlier concept of “actual losses incurred”. The second change relates to the deterioration in which the expected losses of financial assets caused by the economic crisis brought about by the COVID 19 pandemic, which has no end in sight, are estimated. As the procedure for estimating expected losses on trade receivables is not fully explained in IFRS 9 - Financial Instruments, and the International Standards Board (IASB) itself advises that each entity must design a model for estimating credit losses, this paper presents the design models for estimating expected credit losses for trade receivables in crisis conditions that could serve companies in practice.

Keywords

impairment, credit losses, Covid-19

Hrčak ID:

309064

URI

https://hrcak.srce.hr/309064

Publication date:

21.10.2023.

Article data in other languages: croatian

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