Zbornik, Vol. 39 No. 1, 2018.
Pregledni rad
https://doi.org/10.30925/zpfsr.39.1.12
INSURED RISK IN HEALTH INSURANCE IN LIGHT OF NEW DISCOVERIES IN THE FIELD OF GENETICS
Nada Bodiroga Vukobrat
orcid.org/0000-0003-1611-4523
; Sveučilište u Rijeci Pravni fakultet, Rijeka, Hrvatska
Loris Belanić
; Sveučilište u Rijeci Pravni fakultet, Rijeka, Hrvatska
Sažetak
The paper provides an analysis of insured risk in health insurance in light of new discoveries in the field of genetics. To begin with, the authors analyse the notion and the objective of personalized medicine; furthermore, they look into the significance of personalized medicine for
risk coverage in private health insurance as well as into the issues regarding the relationship between personalized medicine and individualized insurance risk. Comparative legal analyses of information and data protection in German, British and US laws makes a special part of the paper, where positive legal solutions are thoroughly analysed and critically reviewed. The authors analyse positive legal solutions in Croatian law and give their proposals de lege ferenda because it is a sensitive area not yet regulated in the Republic of Croatia.
Ključne riječi
insured risk; genetic information; health insurance; genetic testing data protection; predictive genetic testing; personalized medicine
Hrčak ID:
199758
URI
Datum izdavanja:
9.4.2018.
Posjeta: 2.012 *