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https://doi.org/10.3935/rsp.v26i3.1541

What Determines Financial Literacy? In Search of Relevant Determinants

Nikola Erceg ; Filozofski fakultet Sveučilišta u Zagrebu
Zvonimir Galić   ORCID icon orcid.org/0000-0001-5710-0975 ; Filozofski fakultet Sveučilišta u Zagrebu
Maja Vehovec ; Ekonomski Institut Zagreb

Puni tekst: hrvatski, PDF (459 KB) str. 293-312 preuzimanja: 161* citiraj
APA 6th Edition
Erceg, N., Galić, Z. i Vehovec, M. (2019). Što određuje financijsku pismenost? U potrazi za relevantnim odrednicama. Revija za socijalnu politiku, 26 (3), 293-312. https://doi.org/10.3935/rsp.v26i3.1541
MLA 8th Edition
Erceg, Nikola, et al. "Što određuje financijsku pismenost? U potrazi za relevantnim odrednicama." Revija za socijalnu politiku, vol. 26, br. 3, 2019, str. 293-312. https://doi.org/10.3935/rsp.v26i3.1541. Citirano 31.10.2020.
Chicago 17th Edition
Erceg, Nikola, Zvonimir Galić i Maja Vehovec. "Što određuje financijsku pismenost? U potrazi za relevantnim odrednicama." Revija za socijalnu politiku 26, br. 3 (2019): 293-312. https://doi.org/10.3935/rsp.v26i3.1541
Harvard
Erceg, N., Galić, Z., i Vehovec, M. (2019). 'Što određuje financijsku pismenost? U potrazi za relevantnim odrednicama', Revija za socijalnu politiku, 26(3), str. 293-312. https://doi.org/10.3935/rsp.v26i3.1541
Vancouver
Erceg N, Galić Z, Vehovec M. Što određuje financijsku pismenost? U potrazi za relevantnim odrednicama. Revija za socijalnu politiku [Internet]. 2019 [pristupljeno 31.10.2020.];26(3):293-312. https://doi.org/10.3935/rsp.v26i3.1541
IEEE
N. Erceg, Z. Galić i M. Vehovec, "Što određuje financijsku pismenost? U potrazi za relevantnim odrednicama", Revija za socijalnu politiku, vol.26, br. 3, str. 293-312, 2019. [Online]. https://doi.org/10.3935/rsp.v26i3.1541

Sažetak
Considering the increasing complexity, as well as the increasing need for financial products, it appears that the adequate levels of financial literacy are necessary. The research of the determinants of financial literacy of citizens is scarce in Croatia. Therefore, through this research we wanted to examine the increasing number of financial constructs with regard to the existing previous research, as well as determine the importance of socio-demographic factors in explaining financial literacy. The research was conducted on the representative sample of the citizens of the Republic of Croatia (N=1049). The results have shown that socio-demographic variables represent a significant predictor of financial literacy, as well as its components, namely knowledge, attitudes and behaviour. The paper examines the importance of different socio-demographic characteristics and concludes that, although they are significant, socio-demographic variables are probably not the most important determinants of financial outcomes. Therefore a greater emphasis on additional, psychological characteristics as potential determinants of financial outcomes is recommended.

Ključne riječi
financial literacy; financial knowledge; financial attitude; financial behaviours

Hrčak ID: 231728

URI
https://hrcak.srce.hr/231728

[hrvatski]

Posjeta: 389 *