Izvorni znanstveni članak
https://doi.org/10.3935/rsp.v31i2.31
Financial Literacy Comparison: Has Generation Z Surpassed Millennials in Money Matters?
Ana Pavković
orcid.org/0000-0003-0567-7558
; APhD, obrt za savjetovanje i ostale usluge, Zagreb, Hrvatska
*
Mihovil Anđelinović
orcid.org/0000-0003-2061-0693
; Ekonomski fakultet, Sveučilište u Zagrebu, Zagreb, Hrvatska
Domagoj Mišević
; Hrvatska poštanska banka d.d., Zagreb, Hrvatska
* Dopisni autor.
Sažetak
Having a grasp on financial matters is vital for making intelligent decisions and ensuring financial security. For this reason, financial education is integrated into most educational programs, and young individuals actively seek out this content on their own. Our first research study on financial literacy was conducted in 2016, involving
1,600 students belonging to Generation Y or Millennials, from diverse academic backgrounds. The present goal is to examine the financial literacy levels and factors among 1,600 Generation Z students in 2022 and contrast these findings with the results obtained from Millennials in 2016. For this purpose, we developed a unique measure of financial literacy, based on data collected through a questionnaire that remained consistent in both 2016 and 2022. The study employs a fully comparable randomly selected proportional stratified sample. The results indicate an increase in financial literacy levels among Generation Z, surpassing Millennials. Additionally, the study suggests their financial literacy is influenced by distinct factors compared to those affecting Millennials.
Ključne riječi
financial literacy; Millennials; Generation Z; university students; survey; SEM
Hrčak ID:
326157
URI
Datum izdavanja:
19.12.2024.
Posjeta: 0 *