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DEMAND FOR FLOOD INSURANCE

Marijana Ćurak orcid id orcid.org/0000-0003-3427-7051 ; Ekonomski fakultet Sveučilišta u Splitu, Split


Puni tekst: hrvatski pdf 103 Kb

str. 23-39

preuzimanja: 411

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Sažetak

Catastrophic risks are one of the most important risks. Among these risks, a significant threat to people and property derives from flood risks. Risk reduction and transfer of risk to insurance companies are the basic methods of risk management. However, demand for flodd insurance, as in the case of other catastrophic risks, is very low. Consequently, the research efforts have been focused on investigating the reasons of low level demand for flood insurance as well as demand for insurance of other risks characterised by low frequency and high impact. The aim of this work is to provide a review of the literature in the field of demand for flood insurance and to give suggestions for future research. The literature review is consisted of studies that explain low demand for flood insurance from behavioural approach, as well as those on the impact of economic and other factors on demand for flood insurance.

Ključne riječi

flood risk; catastrophic risks; decision making under risk; demand for flood insurance.

Hrčak ID:

235540

URI

https://hrcak.srce.hr/235540

Datum izdavanja:

23.12.2019.

Podaci na drugim jezicima: hrvatski

Posjeta: 1.052 *